Blog 7 November 2026
Registry Cost for a ₹50 Lakh Flat in Delhi: A Worked Example
On a ₹50 lakh flat in Delhi, stamp duty and registration come to about ₹2.5 lakh for a woman, ₹3 lakh for joint buyers and ₹3.5 lakh for a man. Here is the working.
On a ₹50 lakh flat in Delhi, the registry cost (stamp duty plus registration fee) comes to about ₹2,50,100 if a woman buys it, ₹3,00,100 if a man and a woman buy jointly, and ₹3,50,100 if a man buys it alone. Here is how each figure is worked out, using the rates in our stamp duty guide.
The rates used
Delhi charges stamp duty of 4% when the buyer is a woman, 6% when the buyer is a man, and 5% when a man and a woman buy jointly. On top of stamp duty, the sub-registrar charges a registration fee of 1% of the property value plus a fixed pasting fee of ₹100.
Bought by a woman
Stamp duty at 4% of ₹50 lakh is ₹2,00,000. Registration at 1% is ₹50,000, plus the ₹100 pasting fee. Total: ₹2,50,100.
Bought jointly by a man and a woman
Stamp duty at 5% of ₹50 lakh is ₹2,50,000. Registration at 1% is ₹50,000, plus ₹100. Total: ₹3,00,100.
Bought by a man alone
Stamp duty at 6% of ₹50 lakh is ₹3,00,000. Registration at 1% is ₹50,000, plus ₹100. Total: ₹3,50,100. That is ₹1 lakh more than if a woman buys the same flat, which is why many families register in a woman's name, alone or jointly.
Circle rate or deal value
Stamp duty is charged on the higher of two figures: the price you agree with the seller, or the government circle rate for that locality and floor area. If you pay more than the circle rate, duty is on your price. So if the circle rate for the flat works out above ₹50 lakh, the figures above will be higher.
Other costs to plan for
Registry is not the only cost on the day. Ask the seller for a cost sheet that lists every charge, such as parking, maintenance deposit and electricity or water connection charges, and budget for your lawyer's fee and, with a loan, the bank's processing fee.
Confirm before you register
Rates are set by the Delhi government and can change. Confirm the final figure with the sub-registrar's office or your lawyer before registration. G3's homes around this budget include a 2 BHK in Vipin Garden at ₹42 lakh and a 3 BHK in Mohan Garden at ₹44 lakh, both registered freehold.
Quick answers
What is the registry cost for a ₹50 lakh flat in Delhi?+
About ₹2,50,100 for a woman, ₹3,00,100 for a man and a woman buying jointly, and ₹3,50,100 for a man alone, counting stamp duty, the 1% registration fee and the ₹100 pasting fee.
What is the stamp duty on a ₹50 lakh property in Delhi?+
₹2 lakh for a woman (4%), ₹2.5 lakh for joint buyers (5%) and ₹3 lakh for a man (6%).
What is the registration fee on a ₹50 lakh flat in Delhi?+
1% of the property value, which is ₹50,000, plus a fixed pasting fee of ₹100.
Is registry cost charged on the circle rate or the deal price?+
On whichever is higher: the agreed price or the government circle rate.
Who confirms the final registry amount?+
The sub-registrar's office calculates it at registration. Check the current rates and the circle rate with them or your lawyer beforehand.